Friday, 31 October 2014

Protecting Yourself From Fraud

We do a lot of online shopping its hard not to we live miles from the proper shops and what I call “civilisation”.  In the sticks we have a few cute gift shops, the usual tat shops the boys love and a couple of places for food shopping other than that we need to rely on the Internet or face a considerable drive.

I was eager to learn some tips to protect myself from online fraud.  I use my computer a lot if I am not blogging; I am browsing online for deals and bargains for the boys Christmas lists.  I am familiar with the scam emails you can get declaring you have won a spectacular lottery prize or some beneficiary has died and left you with a small fortune if you conveniently hand over your bank details!  But the fraudsters have to be more and more sophisticated with their efforts, as people are better educated not to fall for their tricks!

Natwest have created this useful infographic to arm you with tactics to keep safe.  It makes for an interesting read and means you’re hopefully less likely to be a victim of fraud.

Incredibly online shopping fraud costs £163.3M a year, more than any of the other types of fraud!  It’s almost enough to put you off using the World Wide Web to get your presents on order.  Fortunately Natwest have some useful suggestions so you can protect yourself. 

It’s important to check your using a secure website, I always look for the change to https when I get to the payment screen.  Never open suspicious attachments on emails as they can contain viruses and spyware.  Stick to ordering from a computer you trust or be trebly sure you have logged out properly of public ones others will use after you.

With smartphones being logged automatically onto more sites with these fancy apps (mobile banking and so fourth) its vital you keep your phone to hand.  If it does get stolen notify the bank immediately so they can take preventive measures.

There is plenty more to learn, so I will be absorbing all the details to protect my family.

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