My husband has part ownership of a commercial property through his work, alongside his managerial role he also has to source the most competitive quotes for materials and workmen to keep the building in good condition. Sometimes I feel a bit overwhelmed he has taken on a share of this property, because with our own mortgage I panic we might be slightly overstretched! I am quite risk adverse and probably left to my own devices would never do something like that.
But perhaps he bought in at the right time, as apparently more investors will be looking at commercial properties in 2016. He has debated getting rid of his pension (bit risky!) too and investing in yet further property, but I think we should move away from residential properties which he has considered which have less returns and higher stamp duty and think about further commercial property opportunities. He seems to be doing okay (so far) with this particular property.