Parents Top 20 Ways To Beat The Squeeze

Another press release but one with more tips to save money and it would be criminal not to share something which might save you all a few £££! I know we are trying to tighten our belts. I have to admit to being suckered in by the Joneses tip as I want a Smart phone as all my friends have them! Must try harder to avoid the peer pressure and love up my outdated brick ha ha! Also as motivation to read to the end of the press release there is a great competition mentioned at the end to win some fancy new tech!!!

“MyFamilyClub.co.uk, the UK’s first website dedicated to money saving for
families, has polled 6,000 of the nation’s parents and asked them to share their
family’s greatest money saving tips. From buying in bulk to keeping chickens,
MyFamilyClub.co.uk unveils the top-20 most popular ways our nation’s families
are making savings in these times of austerity.

Top-20 money saving tips

1. Shop around. Use money saving websites, comparison sites and forums to find the best
price before you buy. There are real deals to be had if you look around, from
buying holidays to insurance.

2. Budget, budget, budget. Assess your income and expenditure and create a budget. That way you’ll
be less likely to spend more than you can afford and more likely to stay within
your means.

3. One man’s trash is
another man’s treasure.
 Buy and sell secondhand on
auction sites like eBay and in charity shops, and take advantage of hand me
downs that are often as good as new. Remember to save the packaging from new
items to give you better secondhand resale value.

4. Before you buy.… Always ask yourself, “Can I live without it? Do I really need it?” Don’t
waste money on things you don’t need and can easily do without.

5. Food glorious food. Plan the family’s weekly meals so you don’t end up throwing away food
that’s past its use by date. And always cook more than you need so you can
freeze a few portions for another day. Plus try reusing leftovers the next
night in a new dish – if you’re inventive, the kids will never know.

6. Trolley dash. Do your grocery shop online so you’re less tempted to buy more than you
need. If you have to shop in store, draw up a list before you get there and
don’t deviate. Also, if possible, leave the children at home so you don’t end
up with more in your trolley than you bargained for! 

7. Buy in bulk. Stock up on offers, deals and bargains of items you use regularly. If
you have a baby or toddler, take advantage of the special baby events at
supermarkets where they heavily discount bulk buys on items like nappies and
wipes.



8. Never pay full price. Before you buy, always look for a relevant voucher or discount code
online, and use cashback sites too. And don’t forget to cut out coupons from
magazines and newspapers they can be quite generous.

9. Name drop. Consider buying value brands for some items, from school uniform to
nappies and wipes, you could save a fortune and you’ll never notice the
difference.

10. Savvy Saver. Open a savings account and pay into it as regularly as you can. If you
don’t have any spare cash try saving your weekly family allowance or child
benefit. A little saved week by week will mount up in no time.

11. Credit Crunch. Try not to use credit cards. If you do have to, then make sure you pay
them off as quickly as possible to avoid costly interest.

12. Know your worth. Keep a close eye on your finances so you’re in control of your funds.
This way you’ll be less likely to incur bank charges. Use internet and
telephone banking for quick and convenient ways to check your account status.

13. Life lessons. Teach your children the value of money by making them work for pocket
money, doing household chores for example. And learn to say no sometimes, it’s
a valuable life lesson for them. 

14. 999. Set aside funds for an
emergency situation, whether it’s for a leaking pipe or busted boiler, it’s
always helpful to have something in reserve so you don’t have to rely on costly
credit arrangements.

15. Forget the Joneses! Don’t feel under pressure to have what other people do. And teach your
children not to worry about peer pressure either, so they don’t feel the need
to have all the latest gadgets and brands.

16. Buyer Beware! Don’t buy too many
expensive toys for your children, especially ones that won’t last. Instead, let
them use their imagination, it’s free.

17. Get more from your
loyalty.
 Use supermarket vouchers
and loyalty points against family days out instead of against your shopping.
You get up to four times the value.

18. Ruffle a few feathers. Keep chickens they can lay up to 320 eggs a year – which is around one
box of eggs a week.



19. Supply and demand. Contact your broadband/TV/energy/insurance suppliers and tell them
you’re thinking of leaving, they’re likely to offer you a better deal. And
check your energy and utility bills and request any overpayments.

20. Use local services. Make the most of public services like libraries, parks and leisure
centres. With library services under threat there’s never been a better time to
go there. With some children reading more than 100 books a year, this could
save you a small fortune.
 
If you have a great money saving tip you would like to share with other
parents, it could net you the latest Apple iPad3 and iPod Nano.
 To enter, just visit MyFamilyClub top money saving tips before 31 May and share your top tip. (T&Cs apply please visit the website for
details.)”

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