Cutting Back

money stretch is a creative art form these days! It is so hard with the food shop seemingly more expensive every
week. I am trying my best to save a few
pounds by starting to buy own brands. 
Today I picked up the Co-op Cherry Bakewells and Apple Pies for £1.50
(on offer), when usually I would have reached for Mr Kipling without a second
glance, which would have cost £1.55 alone…

tasted as nice, if not nicer, so from now on I am going to see how cheaply I
can buy without compromising on taste. 
Seriously I have to stop turning my nose up at own branded names! Especially with how much food my two and
their friends get through on all their playdates.

credit card can also be useful to help with budgeting; you can have a month’s grace
on any shopping you have bought. We
found this useful with all the decorating going on here. We needed furniture and waiting till payday
was out of the question (we had clothes everywhere, three rooms minus
wardrobes, you can just imagine the chaos!), so a credit card is helpful to
tide you by until the wages come in.

why settle with any credit card when you can pick one that rewards you when you
shop. I feel like my bank accounts are
haemorrhaging right now (never try and decorate multiple rooms at the same
time!!!), so I need to be a smart shopper in every way I can. I do not want to compromise our lifestyle
though; I still want us to enjoy treats and days out using best reward credit card points rather than draining the poor bank account yet again! Those little indulgences are needed after a
long day of parenting.

boys are starting to learn the value of money, eldest sold some toys to raise
funds for more of his beloved Skylanders. 
I want to encourage them to have a healthy relationship with money,
living within their means but still having enough to enjoy the important things
in life (like cake… even if its Co-op’s own!).

you have any money saving tips you could share with me, I would love to read
them. Hubbie and I are not a good
combination; neither of us show restraint when it comes to spending. I wish he was a little angel sat on my
shoulder saying step away from that purchase. 
But instead he just lets me get on with it…

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