Budgeting with a Family in the Holidays

It
can be hard making ends meet especially during the holidays, you can soon loose
track of your bank account, especially if you’re not keeping close tabs. The odd ice cream, fish and chip dinner,
trip to the Farm Park or panto can soon add up. We always make sure we use a joint account
like the ones at TSB, as we do like to pay for everything together. What little I earn tops up hubbies income
and between us we know exactly how much we have left over after the essentials
(never very much for a rock and roll lifestyle anyway!).

My
friend has separate accounts from her partner and they divvy out what each
other has to pay for. I would prefer to
be dipping into one (slightly) bigger pot so we can quickly see if we risk
getting overdrawn. It’s enough to keep
track of one bank account never mind two or three. I like things simple and easy to manage, especially when my boys
lead a busy life. If my money was just
for their activities it probably would not even stretch that far!

So
here are a couple of tips that have helped us cut back a little this
holiday. Look out for free events in
your area; we went to a great one organised by Cadw. The Lego
workshop was an excellent opportunity for them to get creative, put their
building skills to the test and have the chance to try out Lego animation for
the first time. They have such a
memorable session and it suited them perfectly and the cost was nothing!

We
have also had lots of walks, if you pack a picnic you can be out for
hours. Ideally somewhere quite remote
without shops to tempt children with the long list of “I wants”!!!

Beautiful day out #walking x

A photo posted by Karen (@missingsleep) on Apr 4, 2015 at 6:09am PDT

We like to try our hand at geocaching at any
available opportunity; you can install the app and then hunt to your hearts
content, if your lucky you might even find some treasure (a little toy to take
and replace with something you have brought along!).

If
you have a beach in driving distance its worth heading there, children can
spend ages making sandcastles, paddling in the sea, looking for pretty shells
or kicking a ball about. Again if you
can avoid the ice cream stands and pack a picnic you can spend relatively
little.

Trip to the #beach, I love to be by the #seaside x

A photo posted by Karen (@missingsleep) on Apr 7, 2015 at 7:56am PDT

Fortunately
the boys go back on Monday and we are not overdrawn… yet!

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